Should You Add Your Teenager to Your Auto Insurance Policy?

Is your child a teen who has only recently begun to drive? Whether they only have a permit or they’ve received their license, you should look into if it’s ideal to have them placed on your automobile insurance. Higgins & Halloran of the greater Columbia, SC area can help get this setup.

Requirements in Colorado

If you live in South Carolina and have a teen who’s a licensed driver (or who has a permit) and lives at home, you’ll need to add them to your insurance policy if they haven’t gotten insurance of their own. This is also the case if they’re not the primary driver. It can be less expensive than getting them their own policy, but it may increase your rates.

Independence with Auto Insurance

Does your teen work and drive a great deal? If this is the case, it makes more sense to get an auto insurance policy just for them. They can build up experience driving independently and earn lower rates overtime when they do this.

Even if your teen is technically an adult, it’s a good idea to help them get their policy. You might bring your teenager to a local agency to speak to a representative who will discuss their insurance needs and look out for better rates and what extras might be ideal.

Higgins & Halloran serves the Columbia, SC area when it comes to auto insurance and more. You’ll feel more confident getting auto insurance for your teen, whether it’s on your policy or one of their very own when you have a reputable agent on your side to assist with the process. Contact us right away for more information on your first step.

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Is your child a teen who has only recently begun to drive? Whether they only have a permit or they’ve received their license, you should look into if it’s ideal to have them placed on your automobile insurance. Higgins & Halloran of the greater Columbia, SC area can help get this setup.

Requirements in Colorado

If you live in South Carolina and have a teen who’s a licensed driver (or who has a permit) and lives at home, you’ll need to add them to your insurance policy if they haven’t gotten insurance of their own. This is also the case if they’re not the primary driver. It can be less expensive than getting them their own policy, but it may increase your rates.

Independence with Auto Insurance

Does your teen work and drive a great deal? If this is the case, it makes more sense to get an auto insurance policy just for them. They can build up experience driving independently and earn lower rates overtime when they do this.

Even if your teen is technically an adult, it’s a good idea to help them get their policy. You might bring your teenager to a local agency to speak to a representative who will discuss their insurance needs and look out for better rates and what extras might be ideal.

Higgins & Halloran serves the Columbia, SC area when it comes to auto insurance and more. You’ll feel more confident getting auto insurance for your teen, whether it’s on your policy or one of their very own when you have a reputable agent on your side to assist with the process. Contact us right away for more information on your first step.