Lexington, SC Retirement, Insurance & Wealth-Building Solutions • Higgins & Halloran Financial Group


At Higgins and Halloran in Columbia, SC, we have a simple mission statement:

We are here to serve our clients from South Carolina and beyond.

That’s it. Nothing more. No fancy statements of belief, no superfluous words to impress you, just a very simple mantra…

We are here to serve our clients.

Just how do we do this?

We use a very simple, step by step plan that starts with organizing your financial life, getting rid of debt, and ultimately building wealth. Our ten-step plan is noted below:

Our 10 Steps to Wealth

  1. Purchase Life Insurance to take care of your family
  2. Hire an attorney to do your Last Will and Testament, Financial Power of Attorney and Health Care Power of Attorney
  3. Create a 90-day snapshot of your previous three months spending that becomes the foundation for your written budget
  4. Establish an Emergency Fund with $1000
  5. Eliminate all your debt except your mortgage
  6. Grow your Emergency Fund to 3-6 months of your living expenses
  7. Save a minimum of 15% to retirement accounts
  8. Make extra principal payments on your home
  9. Fund college accounts for children
  10. Build wealth

This may seem like a daunting task…truth is some folks are able to do this all on their own. Most people need help…that is where Higgins and Halloran in Columbia, SC comes in…

We meet with potential clients and begin to develop a plan to put them on the road to Financial Freedom Town! Once you become a client, we walk with you, encourage you, and inspire you to make changes that will change the way you and your family handle money. We use our financial group to help you with retirement planning, estate planning, and wealth-building. We use our independent insurance group to take care of your life, home, auto, and South Carolina business/commercial needs.

Our plan works!

Give us an opportunity to serve you!