If you're going to ride a motorcycle on any roadway in South Carolina, you're required to have proper insurance on your bike. Mandatory liability policy limits are $25,000 per person, $50,000 per accident with another $25,000 for property damage. There are still other types of coverage that you'll want to be covered by when on your motorcycle.
Other Motorcycle Insurance Coverage at Higgins & Halloran
Here are some of the other coverages that the insurers we work with at Higgins & Halloran in Columbia, SC offer:
- Medical Payments: Co-payments, deductibles, along with medical and dental bills, can be all be paid up to your coverage limit with medical payments coverage. Medical payments coverage includes funeral and burial costs in the event of your death. This coverage is payable without regard to liability.
- Comprehensive Coverage: Your bike is insured for damage by wind, water, fire, or even vandalism with comprehensive coverage.
- Collision Coverage: If you have this insurance, your bike is covered up to the amount limit you purchase in just about any accident scenario, even if the accident was determined to be your fault.
- Uninsured and Underinsured Motorist Insurance: When you own a motorcycle, you're exposed to severe injuries or even death. Typical policy provisions provide that if you're injured or die due to an uninsured or underinsured motorist, you or our estate become eligible for personal injury damages up to the amount of your coverage.
Additional Motorcycle Insurance Offered in South Carolina
There is other coverage offered by Higgins & Halloran that you can talk to one of our agents about. Repair insurance is like an extended warranty that pays for certain covered repairs on your motorcycle. Contents coverage is important if you go on trips. Roadside assistance and towing insurance are always advisable.
Call Higgins & Halloran for South Carolina Motorcycle Insurance
It would be best if you had quality motorcycle insurance when you're riding in Columbia, SC, or anywhere else. Please speak with us at Higgins & Halloran to learn more about all of your coverage options.